The Secret to ACTUALLY getting out of debt (or whatever you want rid of!)

~ Achieving more from life than you have now is simply a matter

of doing the right things in the correct order.Andy Shaw

 

 

We all think we want the truth… But most people only want the truth if it is pleasant… They would much rather hear comfortable lies…

Have you filled your life with too many comfortable lies…

 

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In today’s Footstep Through Your Mind I want to pull apart the crooked thinking and put back together some structured thinking around getting out of a problem or an unwelcome life situation. Such as debt, or health, or fitness, or career etc…

I’m going to use getting out of debt as the example here as I need to work with one, and I’ve been asked to cover debt. But it can be applied to anything you want to get out of really.

In the last footstep I said:

When people ask me how to get out of debt I tell them, first they must fix their mind by raising their level of consciousness. Which is what the Bug Free Mind Process does. Because as Einstein said, “No problem can be solved from the same level of consciousness that created it.”

However, people in debt DON’T WANT TO HEAR THATThey want a plan for getting out of debt.

But that is the plan 🙂

People want to raise their level of consciousness later, after they are out of debt, or have lost weight, or have their dream job…

It doesn’t work like that 🙂

Success is a matter of doing the right things in the right order.

You cannot put the icing on a cake before you’ve baked it… But our egos tell us, “It’s alright for him, he’s done it, there’s a shortcut, you can find it, just keep looking…”

They are purposefully looking to distract you from the truth. Your ego does this all the time! Because you need the truth to make progress, and that’s the last thing your ego wants you making…

So people take the shortcut as that’s the one their ego wants them to take because it’s a trap to keep you trapped… And it looks like the easy route (as we covered in an earlier Footstep, the shortcut is almost always the long route in disguise).

So you can… attempt to get out of debt then fix your mind!

But the chances are you will not get out of debt, and if you do you will then just fall back into it before you raise your level of consciousness to cope with your new mind state…

 

~ If you have a problem you wish to be rid of, the starting point is to fix your mind, the starting point is not to attempt to fix the problem. ~

 

Feel free to quote me on that 🙂

YOU CANNOT SOLVE (Solve, meaning will not repeat) THE PROBLEM WITH THE SAME LEVEL OF CONSCIOUSNESS THAT CREATED IT! End of story!

Now slow it right down for a second… As that is worthy of some consideration… Do you know this yet to a living to it level, or just the destructive intellectual level…

 

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Einstein told us what to do in his quote. He was saying, ‘if you want to solve a problem you must raise your level of consciousness by changing your thinking.’

 

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If you read his quote above and did not get the solution to your current problem from it, then this once again is an example of how dangerous education is… 

There was the solution and you missed it…

How does this make you feel… Observe your ego as it’ll probably have a lot to say about this 🙂

 

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The problem is the debt… The solution appears to be money.

No!

The solution is to change your mind from the state of mind that created the debt, to a state of mind where debt could not be allowed to exist…

It’s not pretty, it’s not glorious like you’d like it to be, but it is the truth…

You can fight it all you want, but IF you want to be free of debt, then nothing changes permanently without you fixing that lump of grey matter between your ears…

…And just in case you think what I’m giving you here is the solution, it isn’t…

I can fix it for you today, and it may stay fixed for a while, but the answer is at best a short term fix.The answer I’ll give you is the answer, but not the solution.

The actual solution to getting out of debt comes from beginning and applying the Bug Free Mind Process to your life… That is the solution, though your ego will find it easy to convince you that I’m just trying to sell you my Process…

Which it is of course right, but that doesn’t mean to say it’s not the truth, which of course it is…

If you actually want to get out of debt, you need to fix your mind, and that involves spending a bit more… Or you put together everything I’ve written and shared for free and attempt to fix it that way… Which could be possible, though is less likely.

A choice, and choice is the problem…

Or your ego tells you I’m wrong, tells you to have something to eat and takes your mind off of the solution…

An unconscious choice, and choice is the problem!

Anyway, I’ve made my point, I will now  give you the solution which if you use willpower (very dangerous), and positive thinking (very, very dangerous), then you may (unlikely) be able to do it… But it is the solution, and you wanted that right?

How is this making you feel?

 

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Being uncomfortable and making your ego bounce about inside your head is actually good, because it means you can see it and hear it say things to you to defend it’s position and attack me… I’m an easy target after all as I have an ulterior motive which is to get you started on the Bug Free Mind Process!

Just observe your ego, you do not need to judge and in fact for progress you should avoid judging…

Judgement gives your ego leverage over you, even if your judgement is the correct way… But your continued observation gives you power over your ego as you do not allow it to gain any leverage because you are… ‘just looking.’

So you first have to fix your mind so you have a solid foundation.

I would love to tell people just do this, this and this and you’ll be out of debt!

But it doesn’t work that way. Even if I can give them a direct fix, it won’t stay fixed because they haven’t fixed the core problem that created the debt it in the first place…

This goes for ANYTHING you want rid of…

By not raising your level of consciousness even the solution will eventually fail as you will eventually bring yourself back to your current level.

 

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Let me explain what the answer and solution is now…

When I was really up against it financially I knew I had to fix my mind before my mind could fix the problem… This IS the advantage of having made it before.

So that’s what I did and each time I did it I fixed the problem. Then each time I let my mind slip out of the high level of consciousness I’d raised it to, then the debt’s came back or they came back in other forms of lack.

Because raising your level of consciousness from lack to abundance is required to solve the problem of lack. But previously I hadn’t put in place a process to make sure I maintained the abundant thought.

This is why I decided to make this Saltori and A Bug Free Mind work my focus for life… Quite simply so that I never let my mind slip again! I consider it that important, that I have made it my life’s work not just to teach, but to make sure I remain IN abundant thought.

Because as any person who is rich will tell you, making the money was the easy part, hanging on to it is the hard part. I lost it once big time, and that not happening again was essential for the rest of my life.

But we’re talking about debt, not riches…

The second step of getting out of debt, once your mind is at least 85% Bug Free. Is to design your life so that the debt can no longer exist.

In other words, you design your life so that you’ve created value and made money and are living a life to your design as a result.

Therefore achieving that design means that the current debt can no longer be there because you at some point on your journey, simply got rid of it.

What I decided to do was design my life so that I would be fabulously rich for the rest of my life.

But what happened to me the first time I got rich was that it happened so fast I missed out on a lot of the pleasure that real riches can give.

I turned down opportunities you probably wouldn’t believe… Because I was deeply unconscious to the opportunities I was being offered… NEVER AGAIN!

So what I designed this time was that I gradually got richer and richer each year, and slowly added in extra comforts along the way. This was so that I appreciated them as they came along. I designed appreciation into my life…

This was a choice, but I designed my life so that I had it all, and kept it all…

Now let’s make the problem a little more specific so that we can deal with it easier…

In the UK in 2014 the average consumer credit debt per household is £12,032, which is $18,693. In the USA the debt per household is a little less at $14,230. This is excluding mortgages… Which if used correctly are a fantastic tool for creating money… But I am not covering that here, so please don’t ask me to!

For calculation purposes. The average earnings in the USA per household are: $69,821, and in the UK they are: £53,000 ($82,391).

So let’s say you want to clear $20,000 of debt, which means you need to generated $30,000 before tax (we now have a specific target, which is infinitely easier to hit than no target). So clearing the average debt with the average income. Obviously yours may be higher or lower 🙂

Now what you do is design your life doing what you desire to do so that as a by-product of you doing what you do it removed the debt issue for you. Easy right?

Well yes actually, this is exactly what you do when you have raised your level of consciousness. But from your current level of consciousness this may seem hard or impossible… But that’s just about perspective!

In other words, from your current perspective it looks hard, raise your consciousness and from that perspective it feels obvious that the debt will be gone and it ceases to be something you try to fix.

As you now KNOW it will be fixed as a by-product of creating your life to your design.

 

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Also consider, the debt’s been at least partly created by you buying things on credit instead of deciding to save the money and get them if you needed them.

Now by you raising your level of consciousness, you no longer need to buy stuff to feel happy. You are happy already, you now buy stuff you need, or will improve the quality of your life, or for the most important thing in my opinion personal achievement (when due that is).

So the progressive cancer is gone, when your consciousness has been raised.

Do you see the value in this now? Your ego won’t be able to argue with this as much 🙂

Consider, what is your current level of consciousness costing you in actual debt right now…

Think about it… What’s it costing you TODAY in interest payments alone?

So to not shoot yourself in the foot again will save you how much in cost and interest?

 

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Now this changes things doesn’t it and makes my Bug Free Mind Process seem cheap IF you’ve slowed down enough to look at what your current consciousness level is costing you…

Click here to begin the process and stop costing yourself a fortune:

 

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Anyway, back to the point…

So you are no longer going to keep adding to the debt, so the rot has ceased…

Next the design for your life… You consider, ‘can me living that life creating this value clear the $20,000 debt without me really noticing it.’ Yes, or no…

If it’s no, then look for ways it can, keep looking UNTIL you find them… Because they are there, and if you ask your subconscious for the solution it will provide it, as long as you don’t doubt that it will…

If it’s yes, carry on designing…

The only way you can be rid of something is to create the life where it cannot exist. So in effect it goes away without you having to focus on it.

If you focus on getting out of debt, losing weight, wanting a new job then you are creating more getting out of debt, wanting to lose weight, wanting a new job… (Even if you get the new job, you will eventually want a new job again ;-))

So to get rid of something, you must not focus on being rid of it, but raise your consciousness so that you can create a life where the problem no longer exists…

How does this make you feel… What does your ego have to say about this…

 

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What I suggest you do is over the next few days is consider, how your current level of consciousness has created the problem and how any attempt to solve it from the same level of consciousness will almost certainly result in you repeating the problem again…

 

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I also suggest you consider, how easy it will be to solve the debt problem or any other problem when you focus on raising your level of consciousness so that you cannot repeat the problem again, as long as you maintain your raised level…

 

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The other thing I suggest you do today is to read or listen to 5 to 15 minutes of the process… Not too much, just a little… You do what feels right for you and what makes you feel good. (You can get the free sections here if you don’t yet have them)

Do you understand why everyday I’ve been suggesting you dip into the Process just for a few minutes… Observe what your ego says here too…

I can raise your level of consciousness by teaching you things like I’ve done here today, but for you to maintain that level and not slip back you need the Process to maintain it for you.

 

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One last thing if you are going to comment, as your ego may be shouting it’s head off at the moment…And I’d rather save me irritation of calming your ego down 🙂

My role here as a trusted advisor is to tell you the truth.

The truth probably involves you parting with money. It doesn’t change the fact that it’s the truth.

And I would be amiss as an advisor to not tell you the truth…

The trouble is, the truth is easy to shoot down thanks to our programming by everything we’ve experienced and our egos love it when someone like me comes out and says something like this, as it is easy to take down…

What I suggest you do is observe your ego without judgement…

Just observe it and eventually it’ll shut up as it will know you’re looking at it… At this point you’ll be able to hear the whispers of your intuition and your subconscious mind… You’ll feel the truth at that point.

 

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Feel free to ask any questions though as if I have failed to explain it properly then it will be my pleasure to respond.

I’ll be back with more footsteps soon.

 

Best wishes,

Andy

 

P.S. The truth is your current level of consciousness has made or cost what you have today, if you want more than you currently have in your life now, then you need to raise your level of consciousness…

The best time to raise your level of consciousness would’ve been decades ago, the second best time to do it is now.

I strongly suggest you use the choice you have now to make this year your year by beginning the Bug Free Mind Process today click here to get started today.

 
 

26 thoughts on “The Secret to ACTUALLY getting out of debt (or whatever you want rid of!)”

  1. Sue says:

    I’ve always desperately wanted to quit smoking and I knew I would live my life without smelling of cigarettes or having to call off and buy more I knew I could do something else and now I do !! I didn’t know how I did that till I read this footstep. I’ve read creating a bug free mind just once at the moment and am enjoying the footsteps Thankyou so much. I’ve changed my lifestyle not massively in one direction but lots in tiny little adjustments

    Thank you
    S

  2. Chris Netherton says:

    I have been using your books for two years now, they are an invaluable tool, I have made great strides towards my goals.

    1. Andy Shaw says:

      🙂

      1. Maria says:

        I already bought your Bug Free Mind books weeks ago. Do you think I should read the Footsteps, when now I’m reading your book?

        1. Andy Shaw says:

          Hi Maria,

          You do what you feel comfortable with. The Footsteps will enhance what’s in the Process, but the Process will cover all you need covered. However, the Footsteps on their own will to deliver what the Process promises to deliver.

          The Footsteps are designed to give people results with just simple articles so that they can see that what and how I teach produces results. But they are individual elements and are not linked to cover all that’s needed to be covered to clean and structure the whole mind. But the Process does that perfectly 🙂

          Best wishes,

          Andy

  3. Rick Falls says:

    Hey Andy,

    I’m not sure that those who haven’t gotten access to A Bug Free Mind, can even imagine the absolute freedom, that those of us who have had access to the books and materials know.

    And the crazy (in a good way) thing is, that we get to experience this incredible and powerful freedom regularly.

    Being totally liberated from unconscious thoughts that clearly do not serve you is like well, there is nothing else !

    It truly is AMAZING ! ThankYou !

    1. Andy Shaw says:

      Thanks Rick

      1. John D. says:

        It is not an easy process (for me) to sort out the ego and the thought and the intuition and the subconscious mind stuff.
        It is not easy for me to face my truths of apparent lack, frustration, incompetence and be happy in the moment no matter what they are.
        It is not easy (oddly, for me) to choose and define those core creations of value, desire, and purposes — the stuff of beauty, joy, peace of mind, love which make life magnificent. There’s alot to become able to live to.

        I am grateful for Saltori and the life work you have shared so much of freely, Andy Shaw.

  4. Kathryn says:

    You are so cool! I appreciate you giving us all a chance to listen and learn from you! Sometimes I have to read a paragraph a couple of times you hear the point! I am starting to hear the “whispers” of my subconscious and intuitive mind! I hear my ego too and it is a real asshole to me but now I know it’s a lie! Now I know that the crappy things it says isn’t who I really am! That it’s just using tactics to stop me! Right now it’s telling me I’m probably not making any sense! Haha! Again, thank you so much! You are awesome!

    1. Andy Shaw says:

      Perfect sense!

  5. Janice Blake says:

    Hi Andy. I’ve just purchased the first book. I’m looking forward to going through it. Thank you.

    I asked you a question before but have not gotten an answer, so will ask again.

    In another article, you said to start saving a little every week. My question is: What if a person (me) has considerable debt? Would it be better to pay down the debt with the savings instead of it putting it in a non-interest (or very little interest) bearing account? In effect, as one pays down the debt, savings is occurring.

    Thank you for your response and your willingness to share your knowledge.

    Cheers!

    JB

    1. Andy Shaw says:

      Hi Janice,

      Logically there is no argument that what you say is correct. I think it’s fair to say 99%+ of all advisors on personal debt would say to do just that. So I cannot logically give you anything to hang your hat on and say that how I say to do it will work. Frankly anyone who has done maths can argue me down logically.

      However, there is something else that happens regarding money inside our minds that is not tangible on paper. Our emotional attachment to it effects everything in the real world. But we cannot see or measure this effect. But we can see and measure the effect of paying down debt and clearing off interest.

      But when you are in so much debt that paying a little down is immediately swallowed up by an extra expense or just interest alone then effectively you are trying to scoop up air into the middle of the room. Though this is the logical way to do it as to do anything else is just madness to the logical world.

      Something happens to you when you learn to see what you are saving in a separate savings account as you changing how you manage money. All of a sudden you become a very good manager of that amount of money. That’s when what I call ‘money magic’ happens. Money just begins to get a little easier from numerous sources, none of which are tangible.

      Now a normal advisor could say, well that would’ve happened anyway if you’d saved it. But the truth is it would not, as there would be no change in feelings with paying down debt… A new expense comes in and it’s all doom and gloom, but if a new expense comes in to someone who is managing a little of their money well, then they see the expense differently and so begin to change the world they are creating.

      As I said it’s not tangible. But it is how money works. If you pay down debt then the chances are you will be forever paying down debt. If you demonstrate your ability to manage a little money well then things will change… But I can offer no proof other than coincidence and feelings to support this illogical approach 🙂

      Best wishes,

      Andy

  6. Lynda says:

    I have purchased the books and as I have read every bit of all the free “stuff” and the Footprints and it has been phenomenal value do I now stop everything and only concentrate on reading the books when they arrive ?? I would like that or will I still get other value to do both?

    1. Andy Shaw says:

      Hi Lynda,

      The free material is designed to encourage people that the Process is a worthy investment of their time, and it also compliments the Process. But nothing is effective at delivering results as the Process. So I suggest you begin that and see how you feel.

      There’s no rush, you are just looking to gain full control of your mind to use it as you see fit.

      Best wishes,

      Andy

  7. Tomas says:

    Thanks Andy, love your work… All of it. Im 6 months in on applying your bug free way of life.

    I can echo all of the above posts, i bought your audio, but I feel different reading your footsteps through your mind… More momentum. Do you sell FTYM as a book? I’ll buy that today.

    Thanks again

    1. Andy Shaw says:

      Hi Tomas,

      They are not yet available as a book, though I do get asked often about it, so maybe one day.

      As for the book and audio, yes they are the same material but a very different experience. Something I had no idea would be the case.

      Best wishes,

      Andy

  8. susan dowe says:

    Hey Andy,
    Does everyone else have someone in their ear everynight and quiet moment programming, as you may or may not know and does everyone else have unwelcomed electricity coursing through there body daily thanks to TEP etc? JUST Curious!

    A game is a game and a producer and director is having a great time . Maybe, when you see under the plan the rules change. I am not discounting what you are saying or pedaling. Frankly, I love to learn and I know my mind was a mess literally.

    A BUG FREE is liiteral as well as figurative for me. Each day I gain a little more clarity. I also know I am electronically locked and loaded with sensors. I would love to have a bug free mind that is not programmed to death.. Does that mean I cannot walk , talk, stumble and grumble on occassion?

    I think NOT. It is time for me to take back the life that was lost to me many years ago through no fault of my own other than choosing this lifetime to demonstrate the absolute quintessential grossness that became of me, not to mention the enormity of all the aritificial intelligence and hacks that people thought they were entitled to in using me.

    Yes one can have incidents in life that irrevocably change them and bring them to there ground zero event. And as the world looks on, everyone can make their own judgements as to how reprehensible one actions were.

    I ask you, If you knew beyond a shadow of doubt that your life from 1974-76 and on was manipulated, controlled observed and recorded for the sake of some operation that you knew nothing of, just who do you hold accountable? The movie industry, the media, the ymca, our government which I personally know was involved for many years tracking me infiltrating a movement I was involved in because some military family member thought it was a cult. Seriously.

    I ask you, at what point is it being irresponsible not to investigate, hold accountable for performing medicine and surgeries without permission, or buzzing and electrifying my body and mind with sensors etc. in order to change a behavior. Excuse me , are ther not international laws that say no to this behavior? I ask.

    One does not move forward, until you flush out the culprits that have taken you hostage as wellas the body memories that are entangled in the flesh. This is not mental this is physical and real. Everything else is fluff and talk which means nothing to me. I have a duty to talk, write and kill IT so that this NEVER happens to someone again.

    MY LIFE has not been my own too long and I will take it back my way. You do not imprison someone without permission. You do not traffic people and inhabit their body electronically for your personal pleasure. You do not listen nor steal someone’s private thoughts. You do not use punitive measures if someone chooses not keep rank and file with some ridiculous ideology that is ignorance of yesterday.

    The greatest of intentions may very well have been stake. Regardless of all, you ask permission and you pay someone when you are using them for all the movie madness that surrounds this.

    You are right, you cannot solve a problem on the level of the problem itself. and there is no question about reliving an incident 1000 times over when it only happened once? I totally understand that. Understand this, As the sludge moves out of me so does the anger, the rage, and the humiliation of the situation.

    At what point is my mind no longer a hostage to Artificial intelligence and IT? Yes that is what my life is and it is not mine. Nobody knows how deep this rabbit hole really is, everyone only sees the past 8-10 years of the nightmare.

    What they do not know is how is how long genetic engineering has been going on in me and medical interventions without my knowledge and for that I am sorry , I am suppose to sit out and say nothing? I don’t think so. If I continue to stay silent, I am allowing not only what goes on with me to continue, but it is also saying it is OK for governments, corporations, and groups etc to use and abuse people even if the intentions are noble. Never should there be hostile takeovers of a body or mind to happen without permission and to that end I say, Let the end of this begin with me

    I will get to my financial well being when I take care of this first. Name me, blame me, take me to court, I don’t care what anyone does. I know beyond a shadow of doubt I have been under the auspices of some government for over 40 years. There are no mistakes in what I am saying and if any US supreme court justice investigated every outsourced contract within every branch of government, I guarantee you it will show just how long this has been going on and just how deep this really went.

    There is no mistake on what happened to me, it is what I do with it now that matters, only then can I free myself of all the tenz units, electrical buzzers and whatever else everyone thought they could put in me or take from me.

    1. Subhadip Roy says:

      Yes, Yes, Yes susan you are right on the very problem that I am facing in this era of IT i.e. post modern civilisation. My entire body is hacked by the internet and God knows what other networks are there. But a word of caution. They may be for my own good but I plead to the authorities or whatever brain that may be hacking me evaluating me to please give me freedom and peace of mind. This is the only thing that I beg to the Internet God.

  9. Linda says:

    I have the first book & I know, overall, its helping; but my ego can still knock me down so hard its a struggle to regain control of my mind. Just keep going I guess?

    1. Andy Shaw says:

      Hi Linda,

      Sink yourself into the grateful technique as well as studying wherever you are in the process. The more you use no-mind and the grateful technique then the easier you will find it to apply the rest of the material.

      Best wishes,

      Andy

  10. Sally Cournoyer says:

    Hi Andy,

    I got myself into some credit card debt a couple of years ago when i was Totally unconscious. I was going through an unpleasant divorce and was just ‘reacting’ to life and situations.
    Since I started realizing your book I have come to realize just how unconscious and how ‘conscious’ and ‘aware’ I have become.
    I am looking forward to continuing on this journey and becoming not only ‘bug free’ but also debt free.

    Thank you, Andy!

    in love and light,

    Sally

  11. Lawrence says:

    I find these Footsteps really help in the reinforcing of the books and audios. At least after I have gone through the books and audios one time. Since there is so much information covered in both books that the footsteps always bring something that either compliments what I have just gone over or currently going over. Thanks!

  12. Shahed says:

    Hi Andy, I have been listening to your audio’s daily since last September and the profound changes that I have gone through can only be described as truly wonderful. There has been pain and mental torture along the way and I still am to some degree in those areas where my damn ego has a very strong foothold over me. However the difference now is I know I can deliberately change or create situations and circumstances to add the most value to my life. It has been an amazing journey so far and Andy you are correct in that this is a life journey a life process. This over the old me any day. Cheers Andy, you are one amazing Guy.

    Kindest Regards, Shahed

    1. Andy Shaw says:

      Thank you Shahed.

  13. Stephanie says:

    Hi Andy, I have attempted to buy your book ABFM on three separate occasions and each time something has prevented me from completing the purchase. I also asked for it as a Christmas gift from my husband and he also could not complete the purchase. It was silly things like my credit card was invalid or just that it would say there was a problem processing your order. So I decided to go through a big chain book shop and ask them to order it for me and guess what while trying to order it the guy in the book shop said sorry but it’s out of print! It’s like something is preventing me getting this book at this time so I am reading the 5 free chapters for the 5th time and I feel I am probably not ready to go any further at the moment because I am still unable to achieve no mind and have difficulty doing 15minutes of my happiest times. So for now I am happy to continue with the 5 free chapters and the footsteps and look forward to the day that I finally get started on the whole ABFM process. Thank you Stephanie

    1. Andy Shaw says:

      Hi Stephanie,

      You will probably be surprised to discover that this happens to quite a few people. A lot of people experience multiple un-related difficulties. I have no reasonable explanation for it. Though to people who have read the process they will know the cause.

      As to the difficulties you’re experiencing. Slow it down, take one tiny piece of it and make that work. Do not chastise yourself if you don’t make it work, just consider why it hasn’t. As you are considering it observe the voice in your mind telling you that it’s your fault in one or many ways. Just observe this and nothing more. After a while have another go at one little piece.

      Keep repeating that and after a few times, maybe a dozen times you’ll see how you can get that one piece to work.

      Just so you know, each technique will not be as hard, the first one actually wants to be a little hard as that way you’ll respect it when you make the breakthrough. Some people get through the early techniques far too quickly and so they don’t see the value, and then later they struggle to make any real progress. But the people who make the most progress are the ones who struggle a bit.

      I struggled to get the 15 second technique to work, and then I practiced and practiced hundreds of times. That plus surrounding myself and teaching myself my own techniques meant I have learnt to control things to a level people struggle to even conceive as possible. I put this down to respecting how hard some things were for me to master myself.

      Best wishes,

      Andy

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